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Welcome to the world of Loveit Coverit, a forward-thinking UK-based insurance provider dedicated to making insurance straightforward, affordable, and personal. Whether it’s your smartphone, favourite gadget, or your travel adventures, Loveit Coverit aims to give you peace of mind with policies designed around the things you really care about.
TL;DR
Loveit Coverit offers mobile phone, gadget, and travel insurance governed by the UK’s Financial Conduct Authority. With over one million policies sold, rapid quotes, simple claims, and a human-centred approach, the brand stands out as a trusted partner for protecting modern lives. In this blog, we’ll explore Loveit Coverit’s origins, product offerings, customer voices, usage tips, and frequently asked questions.
Brand Origins & Philosophy
Founding story
Loveit Coverit was created in 2016 to challenge conventional insurers by offering a dedicated alternative for people who invest in smartphones, gadgets, and travel experiences.
Core mission
The brand emphasises a belief that “insurance should be simple, comprehensive, and delivered with a human touch.” Its philosophy centres on giving customers value, clarity, and the cover they need for their lifestyle.
Key values
- Affordability & clarity – Transparent quotes, fair premiums, and clear policy documents.
- Customer-first service – UK-based support, real people, and a commitment to assisting swiftly.
- Focus on what matters – Devices, travel, and technology are at the heart of the offering because they matter in everyday life.
Product Portfolio & What’s Covered
Mobile phone insurance
Covers accidental damage, theft, and breakdowns for all major phone models. Designed to protect what you love, with flexible quote options for many devices.
Gadget insurance
Broader than just phones — includes laptops, tablets, smartwatches, games consoles, and more. Ideal for tech-savvy users looking for single cover across multiple devices.
Travel insurance
Single-trip and annual multi-trip policies, with varying cover tiers including medical and gadget cover whilst abroad. Tailored for travellers who also carry tech with them.
Key service features
- Instant quotes online – speedy start.
- Simple claims process – praised by users for ease and transparency.
- Money-back guarantee or re-evaluation of premiums on renewal in many cases.
Why Loveit Coverit Stands Out
- Specialist focus – Unlike general insurers, the brand zeroes in on gadgets and travel needs, meaning tailored cover rather than generic.
- Strong service reputation – High ratings on independent review platforms show genuine satisfaction with clarity and handling.
- Modern user experience – From quote to claim, processes are digitally enabled and designed with the customer in mind.
- Global relevance – Devices are global, travel is global, so the insurance addresses modern lifestyle patterns.
- Rewarding loyalty – Customers report premium reductions on renewal and positive treatment over time.
Customer Reviews – What Users Say
“This is the 3rd time we have used Loveit Coverit and it has always been so easy to set up. Everything is done online and is very straightforward.”
“Very good and quick process. The cheapest quote for the best cover.”
“Great service – knew exactly what I was covered for and they made the claim process clear and efficient.”
These testimonials highlight how customers appreciate clear communication, ease of use, and genuine value.
How to Make the Most of Loveit Coverit
- Compare device value – Before purchasing, assess the value of your device and choose the cover level that matches replacement cost.
- Bundle where possible – If you have multiple gadgets, look into multi-device discount options to maximise value.
- Review before travel – Travelling with gadgets? Opt for a travel policy with gadget cover to ensure everything is protected.
- Keep device info ready – IMEI numbers, proof of ownership, and photos help streamline the claims process.
- Check renewal benefits – See if premium drops or loyalty discounts apply when renewing your policy.
Bottom Line – Loveit Coverit: The Cover You’ll Actually Love
If you’re looking for insurance that goes beyond ticking boxes — one engineered around your lifestyle of phones, gadgets, and travel — then Loveit Coverit makes a compelling choice. With tailored protection, strong service, and modern delivery, the brand helps you stay secure without the fuss.
Loveit Coverit – Cover what you love. Live without worry.
Because life moves fast, gadgets matter, and your peace of mind deserves real protection.
FAQs – Frequently Asked Questions
Q1: Can I insure multiple devices under one policy?
Yes, Loveit Coverit offers multi-device options that allow you to cover several gadgets under a single plan.
Q2: Does travel insurance cover gadgets while abroad?
Yes — certain travel tiers include gadget cover, so your smart devices are protected when you’re on the move.
Q3: How easy is the claims process?
Very easy — users frequently praise the speed, clarity, and online convenience of claims.
Q4: Are the policies from a regulated provider?
Yes — Loveit Coverit is regulated by the UK’s Financial Conduct Authority and backed by over 20 years’ experience in the industry.
Q5: Is loyalty rewarded? Do premiums decrease?
Many customers report premium reductions upon renewal due to loyalty and consistent claims experience.
